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Introduction:
Credit: Facts and Figures |
1 |
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Strategy 1
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6 |
Understanding your Credit
Credit Bureaus
Who sees your Credit report
Information on your Credit Reports
Credit Scores
FICO
Bankruptcy, Liens & Public Records
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Strategy 2 |
19 |
Get Organized
How to Order your Credit Report
What’s in a Credit Report?
How to Read your Credit Report
Debt Relief Form
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Strategy 3
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26 |
Rebuilding Your Credit
Inaccurate or repetitive information
Correcting your credit Reports
Handling Omissions
Negative but Accurate Information
Inquires
Add Positive Credit
Secured Credit
Auto Loans
Spouses: Separate Credit History
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| Strategy 4 |
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Smart Financial Decisions From Now
Renegotiate your debt
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35 |
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Strategy 5
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49 |
Avoiding Credit Problems
Be aware of Credit Repair Scams
Foreclosure Scams
Avoid Identity Theft
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Strategy 6
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55 |
Credit and the Law
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Bonus Strategy
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Building and Using Business Credit
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62 |
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| Resources |
69 |
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| APPENDIX |
71 |
Dispute Letters
Budget Worksheet
Sample Credit Report
How much House can you afford?
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Mortgage Payment Chart-15, 20, 30 year
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Request a Free Credit Report
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Equifax Credit Report
TransUnion Credit Report
Experian Credit Report
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| Glossary |
82 |
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